Is it advice/thoughts? (A penny for your thoughts/my two bits' worth) It is.
***** SPOILER *****
It is advice/thoughts. People often give their two cents' worth for free, but sometimes this will be solicited by the phrase 'Penny for your thoughts?'
Introverts, I guess, at least get to recuperate half their losses. Well done, Westing. I think I need to start re-instating the caveat.